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What kind of insurance do you need and when?

Insuring your car, home or other possessions makes sense. So why do so few of us insure ourselves? If illness or injury stopped you from working for an extended period, could you keep paying your bills? Personal risk insurance gives you peace of mind that if the unexpected occurs, you and your family will be provided for.

The difference kinds of personal insurance can be confusing to understand and know which ones are relevant and when. This graph shows when the different kinds of insurance might be considered:

The following is an article which explains the different kinds of personal insurance, why you would need them, and when.


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